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The credit score is one of the most critical factors in obtaining a great interest rate on your home mortgage loan, but even with poor credit, you can usually find a way to obtain a mortgage loan.
Determine your credit score
Checking your credit score in preparation for buying a home may bring some unpleasant surprise. It is usually advisable to correct the errors and problems found in a credit report before actually applying for a home loan, but if this is impractical due to time constraints or other issues, there are options available to you when applying for a home mortgage loan. These options usually involve the use of a sub prime lenders.
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